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📜 Overview of Terms & Conditions

NAINESH V JOSHI – SEBI Research Analyst (INH000023588)

✅ Agreement & Acceptance

By using the website and its services, users agree to abide by all terms established by the Owner (NAINESH V JOSHI), which are binding for all clients and visitors.

✅ Eligibility and Service Coverage

  1. Clients must be at least 18 years old.
  2. Services are limited to financial offerings, focusing mainly on stock market research and recommendations.

✅ Intellectual Property and Use

  1. All content and intellectual property on the site are owned by the Owner and cannot be redistributed or reproduced without explicit consent from the Owner.

✅ Client Obligations and Registration

  1. Clients are required to provide accurate information during registration and must maintain the confidentiality of their login and payment details.

💳 Payment Terms & Refund Policy

  1. Clients agree to pay the specified fees for services, as outlined at the time of purchase.
  2. Refunds are available on a pro-rata basis for unused services; however, services already utilized are non-refundable.

✅ Research Service Terms and Conditions

We are committed to providing reliable and accurate research reports and recommendations to our registered clients. Each report undergoes a thorough review by a Research Analyst before distribution to guarantee correctness and prevent misleading statements.

🧾 General Terms & Conditions

  • The recommendations provided in this report are based on publicly available information we believe to be reliable and accurate at the time of publication.
  • Unless otherwise stated, our recommendations are intended for a 12-month investment horizon.
  • Ratings provided are based on absolute returns (positive or negative) and should be interpreted accordingly.
  • Security prices may fluctuate due to market volatility or company-specific events, and returns may vary dramatically over time.
  • We reserve the right to revise or withdraw ratings due to reassessment of valuation, market events, or lack of clarity.
  • Opinions expressed are subject to change without notice, and we are under no obligation to inform clients of such changes.
  • Clients are advised to carefully assess market risks, including the possibility of partial or permanent capital loss.
  • There is absolutely no scope for refunding losses incurred from acting on any research report or commentary.
  • While pro-rata refunds may be considered for subscriptions due to dissatisfaction, these are not tied to investment outcomes.
  • NAINESH V JOSHI, along with its partners, employees, officers, and affiliates, expressly disclaims any liability for loss or damages arising from unintentional errors or omissions in any information or recommendations contained in the research reports.
  • All reports, including third-party reports, are carefully reviewed prior to dissemination to ensure accuracy and to avoid misleading statements.
  • A daily closing chart of securities is available at NSE: https://charting.nseindia.com/ and BSE: https://charting.bseindia.com/
  • The view on securities is based on both technical and fundamental analysis.
  • NAINESH V JOSHI adheres strictly to SEBI (Research Analyst) Regulations, 2014, and does not offer investment advisory or PMS (Portfolio Management Services).
  • All participants must follow the instructions provided during our group calls. We do not offer any one-on-one investment or trading services, as this is against RA regulations.
  • Please note that personal queries related to group calls will not be entertained. Members are responsible for their own profits and losses.

📊 Analyst Independence & Compensation

  1. Independent Opinions: The views presented in this report reflect the honest and independent opinions of the analyst(s).
  2. Compensation: The analyst’s compensation is not affected by the opinions or recommendations made in this report.
  3. Basis of Recommendations: Grounded in publicly available information believed to be reliable.
  4. Investment Horizon: Unless specified otherwise, 12-month investment period.
  5. Interpretation of Ratings: Based on absolute returns.
  6. Market Fluctuations: Prices may vary due to volatility or company-specific events.
  7. Rating Revisions: Subject to change based on market reassessment.
  8. Change of Opinions: May change without prior notice.
  9. Market Risks: Includes partial or total capital loss.
  10. Third-Party Reports: Reviewed to avoid misleading information.

🚫 No Profit Guarantee & Risk Disclaimer

  1. No guarantee of profits or specific results.
  2. Clients are solely responsible for investment decisions and outcomes.
  3. All risks, disclosures, disclaimers, MITC, and Investor Charter must be accepted.
  4. Any negligence will not be addressed.

Note: This requirement is in accordance with SEBI RA regulations of 2014. Any inaccuracies in KYC retrieval from the KRA agency will result in immediate termination of Research Services without notice.

🔗 SEBI References

✅ Other Business Activities

  1. Research activities are managed independently.
  2. Third-party products and consultancy services are conducted separately.
  3. Fees from other businesses are not research fees.

⚖️ Indemnification & Liability

Users agree to indemnify the Owner against losses or legal claims arising from misuse or violations.

📍 Cancellations, Modifications, and Jurisdiction

The Owner reserves the right to modify or terminate terms at any time.

Legal jurisdiction for any matters is PUNE, MAHARASHTRA.

⚠️ SEBI Investor Caution

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